Unit 4: Introduction to retailing & Retail Consumer behavior




Introduction to Retailing

Retailing refers to all activities involved in selling goods and services directly to the final consumer for personal or household use.
Retailers are the last link in the distribution channel and play a crucial role in connecting manufacturers with consumers.

Nature of Retailing

FeatureExplanation
Final Step in DistributionRetailing brings goods from producers to final customers.
Direct Interaction with ConsumersRetailers understand customer needs better due to face-to-face contact.
Small Quantity SalesGoods are sold in small units suitable for personal consumption.
Wide Range of ProductsRetailers stock multiple brands and varieties.
Customer Service-OrientedRetailing focuses on convenience, ambience, and satisfaction.
Use of TechnologyModern retailing involves POS systems, CRM, e-billing, and digital payments.

Scope of Retailing

Retailing covers a wide range of activities:

  1. Procurement of goods
  2. Assortment and storage
  3. Pricing and promotion
  4. Customer service
  5. Store management and display
  6. Logistics & inventory management
  7. Online selling
  8. After-sales service

The scope has expanded due to e-commerce, globalization, and digital transformation.

Importance of Retailing

For Consumers

  • Provides product variety and convenience
  • Offers competitive prices
  • Ensures availability of products near home
  • Provides credit, home delivery, returns, and after-sales services

For Manufacturers

  • Acts as a major selling channel
  • Helps in brand building
  • Provides market feedback
  • Helps introduce new products

For Economy

  • Generates employment
  • Contributes to GDP
  • Encourages entrepreneurship
  • Supports agricultural and industrial growth

Factors Influencing Retailing

FactorExplanation
Economic FactorsIncome levels, employment rate, inflation, and purchasing power.
Social & Cultural FactorsLifestyle changes, family structure, urbanization.
Technological FactorsOnline shopping, digital payments, automation, AI.
Legal & Regulatory FactorsGST, consumer protection laws, retail FDI rules.
CompetitionPrice wars, promotional strategies, new retail entrants.
DemographicsAge, gender, population size, location.
GlobalizationEntry of global brands like Walmart, IKEA, Amazon.

Retail Business Models

ModelDescriptionExample
Low-Cost ModelFocus on low prices, high volumeBig Bazaar, D-Mart
Premium ModelHigh quality, premium pricingShoppers Stop
Franchise ModelIndependent owner uses brand nameDomino’s, McDonald's
Online / E-commerceDigital marketplace selling onlineAmazon, Flipkart
Hybrid / OmnichannelCombination of offline & onlineReliance Trends, Tata Croma
Direct Selling ModelSelling without intermediariesAmway, Tupperware

Retail Formats

Retail formats refer to the types of stores or selling channels used for retailing.
They can be store-based and non-store-based.


A. Store-Based Retail Formats

1. Department Stores

  • Large stores offering wide product categories under one roof.
  • Includes clothing, cosmetics, home goods, electronics. Example: Lifestyle, Central

2. Supermarkets

  • Large, self-service stores focusing on food and household products.
  • Offer competitive pricing and convenience. Example: Reliance Smart, Big Bazaar

3. Discount Stores

  • Sell goods at lower prices by reducing service and overhead costs.
  • Focus on bulk buying and lower margins. Example: D-Mart, Walmart

4. Specialty Stores

  • Focus on specific product categories such as electronics, clothing, toys.
    Example: Croma, Decathlon

5. Convenience Stores

  • Small stores near residential areas offering daily-need products.
    Example: Local kirana stores, 24/7 stores


B. Non-Store Retail Formats

1. E-Retailing / Online Retailing

  • Selling products through websites or apps.
  • Offers home delivery, discounts, and wide product choices. Examples: Amazon, Flipkart, Myntra

2. Direct Selling

  • Sellers visit customers directly to demonstrate and sell products.
    Examples: Amway, Avon, Oriflame

3. Vending Machines

  • Automated machines that dispense products when payment is made.
    Examples: Beverage vending machines in airports, stations

4. Telemarketing

  • Selling through phone calls and promotions.

5. Catalog Retailing

  • Selling through printed or digital catalogs sent to consumers.

Retail Consumer Behavior

Retail consumer behavior refers to the buying behavior of customers in a retail environment.

Factors influencing retail consumer behavior

  • Psychological: motivation, learning, perception
  • Personal: age, income, occupation
  • Social: family, friends, social class
  • Cultural: values, traditions
  • Situational: store layout, ambience, discounts

Consumers now prefer:

  • Convenience
  • Online shopping
  • Fast delivery
  • Personalization


Conclusion

This topic helps MBA students understand:

  • How retailing works
  • Why retail formats are evolving
  • How consumer behavior shapes retail strategies
  • How technology and competition influence retail decisions

Organized vs Unorganized Retail in India

A. Organized Retail

Organized retail refers to licensed, professionally managed retail stores.
These stores follow government regulations, maintain standard procedures, use technology, and pay taxes.

Examples

  • Reliance Retail
  • D-Mart
  • Big Bazaar
  • Croma
  • Shoppers Stop
  • Online retailers (Amazon, Flipkart)

Features

  • Standard billing system
  • POS machines
  • Proper supply chain
  • Branded products
  • Fixed prices
  • Trained employees
  • Large store formats

B. Unorganized Retail

Unorganized retail includes small, traditional retail formats that are not registered under formal business rules.

Examples

  • Local kirana shops
  • Street vendors
  • Push-cart vendors
  • Small convenience stores

Features

  • No fixed pricing
  • Cash-based transactions
  • Personal relationships with customers
  • Low overhead cost
  • Flexible timing


Difference: Organized vs Unorganized Retail

BasisOrganized RetailUnorganized Retail
StructureFormal, registeredInformal, unregistered
BillingProper billing, GSTMostly cash, no bills
TechnologyHigh use (POS, CRM)Very low use
PricingStandard pricingNegotiable
Store SizeLargeSmall
Customer ServiceProfessionalPersonal, informal
ExamplesD-Mart, RelianceKirana stores

FDI in Retail & Current Policy Framework in India

FDI = Foreign Direct Investment
India allows FDI in two major retail segments:

A. Single-Brand Retail

Selling only one brand (e.g., Nike, Apple, Adidas).

FDI Allowed

  • 100% FDI allowed, but
  • Beyond 49%, government approval may be required.
  • 30% local sourcing norm is applicable in many cases.

B. Multi-Brand Retail

Selling multiple brands under one roof (e.g., Walmart, Tesco).

FDI Allowed

  • 51% FDI allowed
  • Requires state government approval
  • Minimum investment of USD 100 million
  • 30% procurement from small & medium Indian enterprises

C. E-commerce Retail

FDI allowed only under Marketplace Model, where platform acts as an intermediary.

FDI Allowed

  • 100% FDI in Marketplace model
  • 0% FDI in Inventory-based model (retailer controlling inventory)

Marketplace Restrictions

  • Cannot sell products from a vendor in which platform has >25% stake
  • Cannot influence prices directly

Understanding Retail Consumer Behavior

Retail consumer behavior involves the process of need recognition, buying, evaluating, and using retail products.

Factors Influencing In-Store Consumer Decisions

FactorExplanation
Store LayoutEasy navigation increases purchase probability
AmbienceLighting, scent, music affect mood
Price & DiscountsPromotions and sale offers
Merchandise DisplayAttractive shelves encourage impulse buying
Sales Staff BehaviorHelpful staff improves satisfaction
LocationAccessibility and parking availability
Product VarietyMore options attract customers
Store ReputationTrust increases loyalty

Factors Influencing Online Consumer Decisions

FactorExplanation
Website/App DesignSimple, fast navigation boosts sales
Reviews & RatingsBuilds trust
Price ComparisonEasy comparison increases purchase chances
Delivery SpeedSame-day/next-day delivery
Return PolicyHassle-free returns encourage online buying
Secure Payment OptionsUPI, COD, cards, wallets
Personalized RecommendationsAI-based suggestion improves engagement

Retail Marketing Mix (6Ps)

Retail uses an extended marketing mix to meet customer needs.


1. Product

  • Product variety
  • Quality
  • Assortment
  • Private labels
  • Packaging
  • After-sales service

2. Price

  • EDLP (Everyday Low Pricing)
  • Discounts and promotions
  • Prestige pricing
  • Psychological pricing
  • Price matching

3. Place

  • Store location
  • Distribution channels
  • Supply chain efficiency
  • Omnichannel presence (online + offline)

4. Promotion

  • Advertising (TV, radio, print, digital)
  • Sales promotions (BOGO, discounts)
  • Loyalty programs (reward points)
  • Digital marketing
  • Personal selling

5. People

  • Trained staff
  • Customer service
  • Store employees’ behavior
  • Appearance and knowledge

6. Presentation (Physical Evidence)

  • Store layout
  • Visual merchandising
  • Ambience
  • Lighting, music, cleanliness
  • Digital displays
  • Website design for online retail

Retail Branding and Private Labels

A. Retail Branding

Retailers build their own brand identity to create differentiation.

Examples

  • Reliance Trends
  • Shoppers Stop
  • D-Mart (Everyday Low Price image)

Benefits

  • Increased customer loyalty
  • Strong store image
  • Competitive advantage

B. Private Labels (Store Brands)

Private labels are products developed and sold under the retailer’s own brand name.

Examples

  • D-Mart: D-Mart Minimax
  • Big Bazaar: Tasty Treat, CleanMate
  • Reliance: Good Life
  • Amazon: Amazon Basics

Advantages of Private Labels

  • Higher profit margins for retailers
  • Lower prices for customers
  • Better control over quality
  • Loyalty due to unique products

Conclusion

This topic helps MBA students understand:

  • How Indian retailing is structured
  • How government policies impact FDI
  • How consumers make retail decisions online and in-store
  • How retailing uses the 6Ps for competitive advantage
  • Why private labels are strategically important